WorldFirst’s official UK site presents a multi-currency business account for companies that send and receive money across borders. The homepage, checked on 10 November 2026, is titled “Multi-Currency Business Account | WorldFirst UK” and lists products for sending payments, receiving payments, a business cashback card, fixing a future FX rate, integrating accounting software and getting flexible funding. A homepage banner offered “Earn £100 when you try the World Card.”
This guide explains how those tiles fit together for a UK business. It does not invent transfer fees, FX margins or cashback rates, because a complete live tariff was not captured as static text on the pages that were checked. WorldFirst publishes a business pricing area; confirm the current figures there before you move money.
What the UK homepage is offering
The site separates Business, Enterprise and Personal in the main navigation. If you are comparing WorldFirst as a company payment tool, stay on the Business pages rather than on Personal. Enterprise is a separate path for larger organisations.
The official about copy says WorldFirst has supported 2 million or more businesses since 2004 and that it has been named a Top Global Fintech Company by CNBC and Statista. Those are the company’s own published statements. They are useful as background, not as a reason to skip the pricing page.
The same UK footer identifies the legal entity behind the account: World First UK Limited, company number 05022388. It is authorised by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011, with FCA firm reference number 900508. The registered address published on the site is 2nd Floor, International House, 1 St Katharine’s Way, London, E1W 1UN.
That regulatory line matters more than a marketing slogan. An EMI authorisation is not the same thing as a UK bank licence. Read WorldFirst’s own explanation of how client funds are held, and make sure the product you open is the business account you intended.
Match a product tile to a job
| Tile on the UK Business pages | Official job described on 10 November 2026 | Open this tile when |
|---|---|---|
| Send payments | Pay people or suppliers from the account | You already know who you need to pay and in which currency |
| Receive payments | Collect money into the multi-currency account | Customers or marketplaces pay you from abroad |
| Business cashback card | A card linked to the business account | You want card spend with whatever cashback terms the live page lists |
| Fix a future FX rate | Lock in an exchange rate for a later payment | You have a known future bill in a foreign currency |
| Integrate accounting software | Connect the account to bookkeeping tools | You need the payments to land in your existing ledgers |
| Get flexible funding | A funding product listed beside the account | You are exploring extra liquidity, not only FX |
The site also groups solutions for e-commerce sellers and for paying Chinese suppliers. A customer quote on the pages talks about paying overseas suppliers in 100 or more currencies, including USD and EUR. If your regular invoices are in those currencies, start with Send payments and the Chinese-supplier or e-commerce solution pages, then open Fix a future FX rate only if you have dates and amounts you actually want to lock.
Do not open every tile at once. A shop that only needs to collect marketplace payouts and convert them to sterling has a different path from an importer that pays factories in China each month and wants a forward rate.
World Card, the £100 offer and pricing
The homepage banner, checked on 10 November 2026, said “Earn £100 when you try the World Card.” That is a promotional headline. It is not a guaranteed credit in every new account. Open the World Card page and read who qualifies, whether you must spend a minimum amount, and when the £100 is paid.
The business cashback card tile is related but not identical to a one-off “try the World Card” offer. Cashback terms, eligible spend and any caps belong on the live card page. This article does not invent a cashback percentage.
WorldFirst also lists a Business pricing resource in the UK navigation. Use it. Cross-border products usually combine an FX rate, a transfer fee or a spread, and sometimes a receiving fee. If any of those figures are missing from a screenshot or a sales email, the pricing page and the quote shown in your logged-in account are the sources that count.
The UK site also publishes a help centre, partner resources and a refer-a-business path in its about and resources menus. Those pages are useful after you know which tile you need. They should not replace the Business pricing page or the World Card terms for the £100 offer.
If you sell online, start with the e-commerce seller pages and the receive-payments tile, then add send payments only for supplier bills. If you import, reverse that order and open the Chinese-supplier pages before you look at the card. Keeping those two paths separate stops a funding or card conversation from hiding the FX cost of the payments you already make.
A practical order for a UK business
- Confirm you want the Business account, not Personal or Enterprise.
- Write down whether your main job is sending, receiving, or both.
- If you pay overseas suppliers, including suppliers in China, open those solution pages and the list of currencies you actually use.
- If you have a future invoice in a foreign currency, open “Fix a future FX rate” and read how long a rate can be fixed and what happens if the payment date moves.
- If the World Card £100 offer still appears, read its terms. Then open Business pricing and compare the live cost of a typical payment you already make.
WorldFirst’s UK site is clearest when you treat the multi-currency account as a set of jobs rather than as a single black box. Send, receive, card, forward FX, accounting and funding are six different tiles. The FCA details for World First UK Limited — company number 05022388, EMI FRN 900508, registered office at 1 St Katharine’s Way, London — tell you who you are contracting with. The pricing page tells you what a payment will cost on the day you send it.
Official reference pages: Source 1, Source 2. Checked 10 November 2026. Availability, prices and terms can change; confirm details on the official site before you buy.
